You bought that second property thinking you'd rent it out for extra income, and you figured your existing homeowner's policy had you covered. Wrong. The moment you collect rent, your standard policy becomes almost useless. Most people don't find this out until they file a claim and get denied. That's when they scramble to find a Rental Property Insurance Agent Chattanooga, TN who can explain what went wrong. Rental properties need commercial coverage because the risks are completely different. Tenants cause different kinds of damage than homeowners do, and liability exposures multiply when you're running what's technically a Business Insurance Service Chattanooga TN. Don't wait for a claim denial to learn this lesson. Farmers Insurance - Corey Thompson : https://agents.farmers.com/tn/chattanooga/corey-thompson/ Find out more : https://vintfint.com/blogs/222907/Your-Homeowner-s-Policy-Won-t-Cover-That-Rental-Here