You've been told you can't buy a house because your credit score isn't high enough, but that's not the whole story. Most people don't realize there are loan programs specifically designed for buyers with less-than-perfect credit. The problem isn't always your score, it's finding a Mortgage Broker Birmingham AL who actually knows how to work with alternative lending options. FHA loans, for example, accept scores as low as 580 with just 3.5% down. Even if you're below that, some lenders will work with you on a case-by-case basis. Your Mortgage Lender Birmingham might tell you to wait and rebuild, but a good Home Loan Broker near me will show you what's possible right now. Pritchard Allen, Allen Mortgage : https://www.google.com/maps?cid=852024034146310490 Read the full story : https://vintfint.com/blogs/221437/Why-Your-Credit-Score-Isn-t-Actually-Stopping-You-From